Steady On

We've weathered the latest downturn and recovery in good shape.  Currently we're 100% invested in the following ETFs:  QQQ, IJR, FFTY and RDIV.

We brought IJR on while selling IVV at a profit and reducing QQQ exposure.  The idea is that there is an ongoing rotation from the largest techs into other areas.  We're hoping to catch some of that by beefing up our small cap approach with IJR and, to some extent, FFTY.

While we don't recommend the mix of anyone else's portfolio we do think that keeping FFTY in the 15 to 20% range is wise.  It's a volatile group of innovative issues.  The payoff can be spectacular but, as recently happened, 4% losses in one day are possible.